Blog
Deeming Rates Increase 20 September 2026: New Rates and What They Mean for Your Age Pension
Social security deeming rates rise again from 20 September 2026 — the third increase since the pandemic freeze was lifted. Here are the new rates, how deeming actually works, and what it means for your Age Pension and Commonwealth Seniors Health Card.
Is Superannuation Under Threat? What the Access-to-Super Debate Means for You
Andrew Bragg, Pauline Hanson and Jim Chalmers are fighting over the future of super. Here’s exactly what’s being proposed, what isn’t changing, and what it means if you’re already retired.
Super Fund Fee Changes 2026: What to Check Before You Retire
AustralianSuper is lifting admin fees from 31 October 2026, the first increase since 2022. Here’s what’s changing, and a simple process for checking your own fund’s fees before you retire.
Lump Sum, Account-Based Pension, or Annuity? How to Draw Down Your Super in 2026
Challenger’s annuity sales hit a record $9.6 billion in FY26. Here’s how a lump sum, account-based pension and annuity actually compare, and why most retirees end up using a combination.
How Super and the Age Pension Work Together: A Step-by-Step 2026 Guide
New Rest research shows 43% of members don’t know how to prepare for retirement and 61% want tighter super-Centrelink integration. Here’s a step-by-step guide to how super and the Age Pension actually work together.
Commonwealth Seniors Health Card Income Test 2026: How It’s Actually Calculated
The CSHC has no assets test — but its income test catches more people than expected because of deeming. Hereu2019s exactly what counts as adjusted taxable income, the current thresholds, and how the September 2026 deeming rate rise could affect your eligibility.
Centrelink Payment Increases September 2026: Every Payment Type Explained
From 20 September 2026, Age Pension, DSP, Carer Payment, JobSeeker, Parenting Payment, Youth Allowance, ABSTUDY and Rent Assistance all rise under indexation, alongside higher deeming rates. Here is exactly how much every payment is going up.
DSP Increase September 2026: Disability Support Pension New Rates & Eligibility
Disability Support Pension rises from 20 September 2026 in line with the Age Pension. Here are the new fortnightly rates, full DSP eligibility rules, the income and assets test, and how to apply.
Division 296 Tax Explained: What the $3 Million Super Tax Means for You
Division 296 tax is a new tax that applies from 1 July 2026 to Australians with a total...
Payday Super 2026: What the New Rules Mean for Employers and Employees
Payday Super marks the biggest change to superannuation payments in Australia in decades. From 1...
Binding Death Benefit Nominations: Why Your Super Doesn’t Automatically Go Where You Think
Your will does not control your superannuation. Super is held in trust by your fund, and unless...
Account-Based Pensions Explained: Turning Your Super Into a Retirement Income Stream
An account-based pension is how most Australians turn their superannuation into a regular...
