by Nasser Zreika | Aug 19, 2026 | Superannuation
Division 296 tax is a new tax that applies from 1 July 2026 to Australians with a total superannuation balance above $3 million. It adds an extra 15% tax on the portion of investment earnings linked to the amount over $3 million (rising to an extra 25% above $10...
by Nasser Zreika | Aug 19, 2026 | Superannuation
Payday Super marks the biggest change to superannuation payments in Australia in decades. From 1 July 2026, employers must pay super at the same time as wages — weekly, fortnightly, or monthly, matching the normal pay cycle — instead of once a quarter. Contributions...
by Nasser Zreika | Aug 10, 2026 | Superannuation
An account-based pension is how most Australians turn their superannuation into a regular retirement income once they stop working. Your balance stays invested, you draw a regular payment, and earnings on the money become tax-free. Here’s how it works, what...
by Nasser Zreika | Aug 3, 2026 | Superannuation
The bring-forward rule lets eligible retirees contribute up to $390,000 in non-concessional contributions in a single year by using three years of cap at once. A downsizer contribution of up to $300,000 per person ($600,000 per couple) sits completely outside this...
by Nasser Zreika | Aug 3, 2026 | Superannuation
For a comfortable retirement at 67, ASFA benchmarks put the required super balance at $630,000 for a single homeowner and $730,000 for a couple, assuming you also receive a part Age Pension. For a modest lifestyle, the figures drop to $110,000 single and $120,000...
by Nasser Zreika | Aug 3, 2026 | Superannuation
Catch-up (carry-forward) concessional contributions let you use unused concessional cap space from the past five financial years on top of the current year’s cap. If your total super balance (TSB) was under $500,000 on 30 June 2026, you can carry forward unused...
