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Salary Sacrifice vs Extra Super Contributions: Which Saves More Tax?

Salary Sacrifice vs Extra Super Contributions: Which Saves More Tax?

by Nasser Zreika | Jul 3, 2026 | Superannuation

Dollar for dollar, salary sacrifice and personal deductible (“extra”) super contributions save you exactly the same amount of tax — both are taxed at 15% inside your super fund instead of your marginal rate, and both count toward the same $32,500...

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