by Nasser Zreika | Aug 3, 2026 | Superannuation
The bring-forward rule lets eligible retirees contribute up to $390,000 in non-concessional contributions in a single year by using three years of cap at once. A downsizer contribution of up to $300,000 per person ($600,000 per couple) sits completely outside this...
by Nasser Zreika | Aug 3, 2026 | Superannuation
For a comfortable retirement at 67, ASFA benchmarks put the required super balance at $630,000 for a single homeowner and $730,000 for a couple, assuming you also receive a part Age Pension. For a modest lifestyle, the figures drop to $110,000 single and $120,000...
by Nasser Zreika | Aug 3, 2026 | Superannuation
Catch-up (carry-forward) concessional contributions let you use unused concessional cap space from the past five financial years on top of the current year’s cap. If your total super balance (TSB) was under $500,000 on 30 June 2026, you can carry forward unused...
by Nasser Zreika | Jul 31, 2026 | Superannuation
For the 2026-27 financial year, the concessional contributions cap is $32,500 and the non-concessional contributions cap is $130,000, both up from $30,000 and $120,000 in 2025-26. Here is exactly how each cap works, who they apply to, and how to use carry-forward and...
by Nasser Zreika | Jul 30, 2026 | Superannuation
Since 2023, the downsizer contribution age dropped from 60 to just 55 — meaning if you’re selling the family home in your mid-50s, you can now put up to $300,000 per person ($600,000 per couple) of the proceeds straight into super, tax-free, with no upper age...
