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Division 296 Explained: What the New $3 Million Super Tax Means If You’re Retiring Soon

Division 296 Explained: What the New $3 Million Super Tax Means If You’re Retiring Soon

by Nasser Zreika | Sep 14, 2026 | Retirement Planning Strategies

Division 296 is a new tax that adds an extra 15% on the portion of your realised superannuation earnings attributable to a total super balance between $3 million and $10 million, and an extra 25% on the portion attributable to balances above $10 million. The...
How to Choose a Financial Adviser in Adelaide: What to Look For (and What a Statement of Advice Actually Contains)

How to Choose a Financial Adviser in Adelaide: What to Look For (and What a Statement of Advice Actually Contains)

by Nasser Zreika | Sep 9, 2026 | Retirement Planning Strategies

To choose a financial adviser in Adelaide, check three things first: how they are paid (fee-for-service vs commission), who owns their Australian Financial Services Licence, and whether they will give you a written Statement of Advice before you commit. In 2026,...
Lump Sum, Account-Based Pension, or Annuity? How to Draw Down Your Super in 2026

Lump Sum, Account-Based Pension, or Annuity? How to Draw Down Your Super in 2026

by Nasser Zreika | Aug 26, 2026 | Retirement Planning Strategies, Superannuation

A lump sum gives you full control but no ongoing guarantee, an account-based pension gives you flexible, market-linked income that can run out if drawn down too fast, and an annuity gives you guaranteed income — for a fixed term or for life — in exchange for less...
Can I Retire at 60 in Adelaide? How Much Super Do You Actually Need

Can I Retire at 60 in Adelaide? How Much Super Do You Actually Need

by Nasser Zreika | Jul 16, 2026 | Retirement Planning Strategies

In this guide Can You Legally Retire at 60 in Australia?Why the Standard Retirement Benchmarks Don't Apply at 60So How Much Super Do You Actually Need to Retire at 60?What Actually Changes the Number for YouRetiring at 60 vs Retiring at 67: The Real ComparisonFAQ...
Wealth Management Services for Retirees: A Simple 2026 Guide

Wealth Management Services for Retirees: A Simple 2026 Guide

by Nasser Zreika | Jul 9, 2026 | Retirement Planning Strategies

Choosing the right wealth management services for retirees can make the difference between a retirement spent worrying about money and one spent enjoying it. The short version Choosing the right wealth management services for retirees can make the difference between a...
Investment Strategies for Retirement Planning in 2026: A Simple Guide for Ages 50-80

Investment Strategies for Retirement Planning in 2026: A Simple Guide for Ages 50-80

by Nasser Zreika | Jul 9, 2026 | Retirement Planning Strategies

Investment strategies for retirement planning shouldn’t feel like a finance exam. If you’re in your 50s, 60s, 70s, or 80s and wondering how to invest for retirement in 2026, this guide walks you through it in plain language — no jargon, no scare tactics,...
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Recent Posts

  • Division 296 Explained: What the New $3 Million Super Tax Means If You’re Retiring Soon
  • Estate Planning for Retirees: Wills, Power of Attorney and Protecting What You’ve Built (Adelaide Guide)
  • When Is the Next Age Pension Increase? Full 2026–27 Payment Calendar
  • Will Your Age Pension Actually Go Up in September? The Deeming Rate Offset Explained
  • How to Choose a Financial Adviser in Adelaide: What to Look For (and What a Statement of Advice Actually Contains)
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