by LincolnWA | Jul 17, 2026 | Succession Planning
Salary sacrifice is one of the few genuinely simple, legal ways to cut your tax bill while building your retirement savings. Your 50s is often the decade it delivers the most benefit. Higher earnings, the 2026 cap increase to $32,500, and carry-forward rules that let...
by LincolnWA | Jul 3, 2026 | Retirement Planning Strategies
In Australia, retiring at 60 vs 67 are two different retirement milestones — not one: Age 60 — your superannuation preservation age. Once you stop working (or meet another condition of release), you can access your own super, tax-free. Age 67 — your Age Pension age....
by LincolnWA | Jul 3, 2026 | Superannuation
Dollar for dollar, salary sacrifice and personal deductible (“extra”) super contributions save you exactly the same amount of tax — both are taxed at 15% inside your super fund instead of your marginal rate, and both count toward the same $32,500...
by LincolnWA | Jul 1, 2026 | Retirement Planning Strategies
At 55, you’re not too late — you’re exactly on time for the retirement planning strategies that matter most. The decade between 55 and 65 is the highest-impact window in retirement planning. Your income is typically at its peak, your mortgage is often...
