by Nasser Zreika | Aug 3, 2026 | Superannuation
The bring-forward rule lets eligible retirees contribute up to $390,000 in non-concessional contributions in a single year by using three years of cap at once. A downsizer contribution of up to $300,000 per person ($600,000 per couple) sits completely outside this...
by Nasser Zreika | Aug 3, 2026 | Superannuation
For a comfortable retirement at 67, ASFA benchmarks put the required super balance at $630,000 for a single homeowner and $730,000 for a couple, assuming you also receive a part Age Pension. For a modest lifestyle, the figures drop to $110,000 single and $120,000...
by Nasser Zreika | Aug 3, 2026 | Superannuation
Catch-up (carry-forward) concessional contributions let you use unused concessional cap space from the past five financial years on top of the current year’s cap. If your total super balance (TSB) was under $500,000 on 30 June 2026, you can carry forward unused...
by Nasser Zreika | Jul 29, 2026 | Superannuation
In this guide What Is a Transition to Retirement Pension?Two Ways to Use a TTR Pension in 2026Tax Benefits: Pre-60 vs Post-60Who Does a Transition to Retirement Pension Suit?Case Example: Cutting Back Without Cutting IncomeRecent Rule Changes to Know in 2026What...
by Nasser Zreika | Jul 17, 2026 | Superannuation
In this guide What Is Salary Sacrifice, in Plain English?Why It Matters in Your 50s2026 Numbers You Need to KnowA Simple ExampleIs Salary Sacrifice in your 50s is right? Salary sacrifice is one of the few genuinely simple, legal ways to cut your tax bill while...
