by Nasser Zreika | Jul 31, 2026 | Superannuation
For the 2026-27 financial year, the concessional contributions cap is $32,500 and the non-concessional contributions cap is $130,000, both up from $30,000 and $120,000 in 2025-26. Here is exactly how each cap works, who they apply to, and how to use carry-forward and...
by Nasser Zreika | Jul 30, 2026 | Superannuation
Since 2023, the downsizer contribution age dropped from 60 to just 55 — meaning if you’re selling the family home in your mid-50s, you can now put up to $300,000 per person ($600,000 per couple) of the proceeds straight into super, tax-free, with no upper age...
by Nasser Zreika | Jul 30, 2026 | Superannuation
Most licensed advisers agree an SMSF only becomes cost-competitive once your combined super balance reaches around $200,000–$250,000 — below that, fixed running costs of $2,500–$7,000 a year quietly outweigh whatever control benefit you’re chasing. Above...
by Nasser Zreika | Jul 29, 2026 | Superannuation
In this guide What Is a Transition to Retirement Pension?Two Ways to Use a TTR Pension in 2026Tax Benefits: Pre-60 vs Post-60Who Does a Transition to Retirement Pension Suit?Case Example: Cutting Back Without Cutting IncomeRecent Rule Changes to Know in 2026What...
by Nasser Zreika | Jul 17, 2026 | Superannuation
In this guide What Is Salary Sacrifice, in Plain English?Why It Matters in Your 50s2026 Numbers You Need to KnowA Simple ExampleIs Salary Sacrifice in your 50s is right? Salary sacrifice is one of the few genuinely simple, legal ways to cut your tax bill while...
